Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69078)

Very good and easy to work with made the experience...

5
Very good and easy to work with made the experience easy I will be using them again . Reviewed on: 16th January 2026

Fabulously easy service to use.

5
Fabulously easy service to use. Speedy responses to any queries i personally wouldn’t use any other company Reviewed on: 16th January 2026

Everything was handled professionally in a simple ma...

5
Everything was handled professionally in a simple manner Reviewed on: 16th January 2026

Quick Loans

5
Easy forms to fill in and money in bank instantly. Reviewed on: 16th January 2026

Customer service

5
Customer service are professional well informed really pleasant made me feel at home Reviewed on: 16th January 2026

Great loan provider .

5
The app is great and so easy to navigate. Never had any problems with Zopa Reviewed on: 16th January 2026

Experience very good.

5
Experience very good.helped me exactly when I needed it!! a bank of trust and common sense! Reviewed on: 16th January 2026

Great platform and excellent customer service

5
Very easy usesr platform on Zopa, finding information is simple and the process is clear. Great customer service who are always willing to help. Reviewed on: 16th January 2026

So easy and safe.

5
So easy and safe. Help always when I need it Reviewed on: 16th January 2026

Smooth fast service.

5
Smooth fast service. Whenever i request information or services the reply is quick and clear Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44337 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6585 reviews
    Zopa
    View all products