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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very good

Quick and easy to apply. The app is easy to navigate and everything that I’ve needed to do is there at the push of a button. So far so good Reviewed on: 16th January 2026

Excellent to get a loan from quick and easy

Excellent to get a loan from quick and easy Reviewed on: 16th January 2026

They offered me two loans with a really low APR and...

They offered me two loans with a really low APR and the transfer of funds was so quick Reviewed on: 16th January 2026

Found it so easy to get my loan I am in good standin...

Found it so easy to get my loan I am in good standing with my credit but zopa still made it easy for my application Reviewed on: 16th January 2026

Whole experience was fast and easy.

Whole experience was fast and easy. I have had 2 loans with them now and would highly recommend them. Reviewed on: 16th January 2026

easy to set up.

easy to set up. respoinsive customer service Reviewed on: 16th January 2026

The pre-approved status allows for simple, speedy loans

The pre-approved status allows for simple, speedy, no messing loans. I have used Zopa multiple times. No need to look elsewhere Reviewed on: 16th January 2026

As Mary Poppins would say

As Mary Poppins would say Zopa are " practically perfect in every way " Reviewed on: 16th January 2026

Simple and excellent experience, as finance should be!

Simple and excellent experience, as finance should be! Reviewed on: 16th January 2026

Very good service, easy to access and quick response

Very good service, easy to access and quick response Reviewed on: 16th January 2026

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