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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

positive experience using Zopa’s loan

I had a really positive experience using Zopa’s loan services. The whole process was fast and straightforward from start to finish. The application system is very easy to use, with clear steps and no unnecessary complications. What stood out most was how responsive everything felt — updates came through quickly, and I always knew what was happening with my application. The approval process was smooth, and the funds were arranged much faster than I expected. Overall, Zopa offers a simple, efficient, and user-friendly service that makes borrowing stress-free. I’d definitely recommend them to anyone looking for a reliable and hassle-free loan experience. Reviewed on: 15th April 2026

Simplicity to get Loan.

It was so simple, without major intrusion, and biggest thing is the exceptional payment plan, that’s so fair and cheap! Reviewed on: 15th April 2026

Friendly professional service

Friendly professional service, by genuine caring people, who are a credit to Zopa Reviewed on: 15th April 2026

Helpful and friendly kind and good company to be with

Helpful and friendly kind and good company to be with Reviewed on: 15th April 2026

Quick and simple application, great rates and easy t...

Quick and simple application, great rates and easy to use app to keep track of everything Reviewed on: 15th April 2026

The whole process from start to finish was second to...

The whole process from start to finish was second to none Reviewed on: 15th April 2026

Good services

Perfect, really easy to get the loan and really fast! Reviewed on: 15th April 2026

Best company

Zopa provided very quick and professional help every time I needed it! Reviewed on: 15th April 2026

Friendly and very helpful.

Friendly and very helpful. No problem too big. Reviewed on: 15th April 2026

Excellent service and easy to navigate website.

Excellent service and easy to navigate website. Pre approval Apr offered is what you get. Reviewed on: 15th April 2026

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