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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68050 reviews)

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4.94

Based on 68,050 reviews, last reviewed 19th Mar 2026

273700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68050)

I've never had to speak to anyone but excellent serv...

I've never had to speak to anyone but excellent service Reviewed on: 6th March 2026

First time using Zopa, no hassle stress free and mon...

First time using Zopa, no hassle stress free and money was in my account in minutes Reviewed on: 6th March 2026

The process of applying for my loan was trouble free...

The process of applying for my loan was trouble free from start to finish. Reviewed on: 6th March 2026

Zopa is supa.

Zopa is very easy to deal with and kept me informed throughout the process. Reviewed on: 6th March 2026

No problems from start to finish

No problems from start to finish Reviewed on: 6th March 2026

Very fast and easy process

Very fast decision, all digital, didn't ask for large amounts of fairly irrelevant information as other companies do, fairly immediate transfer of funds. Very clean, no fuss, manageable repayments requested. Reviewed on: 6th March 2026

Good experience money was in my account with in 20 m...

Good experience money was in my account with in 20 minutes Reviewed on: 6th March 2026

Reliable and life saving

I have gotten 2 loans from Zopa and never had a bad experience. They are trustworthy and accept within minutes making decisions quick to buy something. Their rates of interest are lower than other places making it the best choice going forward in future Reviewed on: 6th March 2026

Loans set up very easily at good rates, quick turnar...

Loans set up very easily at good rates, quick turnaround when I have applied Reviewed on: 6th March 2026

Great customer service, they explain everything so y...

Great customer service, they explain everything so you understand the terms and conditions clearly. Reviewed on: 6th March 2026

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