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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

App is very easy to use and responsive

App is very easy to use and responsive Reviewed on: 15th April 2026

Zopa we're amazing from start to finish

Zopa we're amazing from start to finish Reviewed on: 15th April 2026

All good.

All good. No issues. App easy to use. Reviewed on: 15th April 2026

Very good loan company to use and very quick on a di...

Very good loan company to use and very quick on a discussion Reviewed on: 15th April 2026

Quick application.

Quick application. Instant money. Good App. Reviewed on: 15th April 2026

Several companies were offering loans but Zopa was t...

Several companies were offering loans but Zopa was the one with lowest interest rate and there was no hassle to do the loan it was stress free Reviewed on: 15th April 2026

Great Company and service.

Excellent service and experience. Would highly recommend to family and friends. Reviewed on: 15th April 2026

Excellent service and a quick response very frien...

Excellent service and a quick response very friendly staff Reviewed on: 15th April 2026

I've been with Z0pa for some years now never had a p...

I've been with Z0pa for some years now never had a problem , when I have to call customer service always spot on. Reviewed on: 15th April 2026

positive experience using Zopa’s loan

I had a really positive experience using Zopa’s loan services. The whole process was fast and straightforward from start to finish. The application system is very easy to use, with clear steps and no unnecessary complications. What stood out most was how responsive everything felt — updates came through quickly, and I always knew what was happening with my application. The approval process was smooth, and the funds were arranged much faster than I expected. Overall, Zopa offers a simple, efficient, and user-friendly service that makes borrowing stress-free. I’d definitely recommend them to anyone looking for a reliable and hassle-free loan experience. Reviewed on: 15th April 2026

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