Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69082)

Mr P jones

5
Fantastic had the money in my account (loan) within five mins thankyou Reviewed on: 15th April 2026
Paul Jones's avatar
Paul Jones

Great rates and great service, don’t rip you off lik...

5
Great rates and great service, don’t rip you off like other when you are in need Reviewed on: 15th April 2026
Paul M's avatar
Paul M

It was all easy to organise everything was excellent

5
It was all easy to organise everything was excellent Reviewed on: 15th April 2026
Christine R's avatar
Christine R

Always easy to deal with exellent value and customer...

5
Always easy to deal with exellent value and customer service and very quick to deal with things, compared to others they are head and shoulders above them. Reviewed on: 15th April 2026
Gerry's avatar
Gerry

Two loans with Zopa

5
I have two loans with Zopa and using their app I can see everything I need to know and the early settlement option is great to have. When I've needed to contact them they have been so helpful. Reviewed on: 15th April 2026
Barry Creek's avatar
Barry Creek

It’s the first time I required about Zopa and they a...

5
It’s the first time I required about Zopa and they are so quick, efficient and the cheapest..even cheaper than my own bank. I would highly recommend them! Reviewed on: 15th April 2026
Maria K's avatar
Maria K

It’s a very simple and fast process.

5
It’s a very simple and fast process. Zopa provide clear instructions, clear information and clear guidance for completion. I feel fully informed to make the correct decision. Reviewed on: 15th April 2026
Diane E's avatar
Diane E

Always helpful and informative very good for money

5
Always helpful and informative very good for money Reviewed on: 15th April 2026
patricia aldcroft's avatar
patricia aldcroft

Quick and straight forward, easy to apply and get money

5
Quick and straight forward, easy to apply and get money Reviewed on: 15th April 2026
Jagan's avatar
Jagan

Zopa happy customer

5
Great people helped me all the way 100 happy customer Reviewed on: 15th April 2026
Adrian 's avatar
Adrian

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill