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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Friendly and very helpful.

Friendly and very helpful. No problem too big. Reviewed on: 15th April 2026

Excellent service and easy to navigate website.

Excellent service and easy to navigate website. Pre approval Apr offered is what you get. Reviewed on: 15th April 2026

Mr P jones

Fantastic had the money in my account (loan) within five mins thankyou Reviewed on: 15th April 2026

Great rates and great service, don’t rip you off lik...

Great rates and great service, don’t rip you off like other when you are in need Reviewed on: 15th April 2026

It was all easy to organise everything was excellent

It was all easy to organise everything was excellent Reviewed on: 15th April 2026

Always easy to deal with exellent value and customer...

Always easy to deal with exellent value and customer service and very quick to deal with things, compared to others they are head and shoulders above them. Reviewed on: 15th April 2026

Two loans with Zopa

I have two loans with Zopa and using their app I can see everything I need to know and the early settlement option is great to have. When I've needed to contact them they have been so helpful. Reviewed on: 15th April 2026

It’s the first time I required about Zopa and they a...

It’s the first time I required about Zopa and they are so quick, efficient and the cheapest..even cheaper than my own bank. I would highly recommend them! Reviewed on: 15th April 2026

It’s a very simple and fast process.

It’s a very simple and fast process. Zopa provide clear instructions, clear information and clear guidance for completion. I feel fully informed to make the correct decision. Reviewed on: 15th April 2026

Always helpful and informative very good for money

Always helpful and informative very good for money Reviewed on: 15th April 2026

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