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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and straight forward, easy to apply and get money

Quick and straight forward, easy to apply and get money Reviewed on: 15th April 2026

Zopa happy customer

Great people helped me all the way 100 happy customer Reviewed on: 15th April 2026

Zopa have easy way of reviewing the accounts and tra...

Zopa have easy way of reviewing the accounts and transactions. They have good customer service and they are available all times Reviewed on: 15th April 2026

Very helpful and hassle free service everytime

Very helpful and hassle free service everytime Reviewed on: 15th April 2026

Excellent service

I love the app and I love that I always feel supported Reviewed on: 15th April 2026

Great app & great customer service no issues easy to...

Great app & great customer service no issues easy to use products Reviewed on: 15th April 2026

Dealing with Zopa was a simple straight forward, wit...

Dealing with Zopa was a simple straight forward, without any unnecessary paperwork or fuss. It was all carried out online and by telephone. During the application process I was treated with respect and in a friendly manner. It was all extremely professional. The time for a decision to be made was exactly as I was told. Reviewed on: 15th April 2026

Easy, fast and simple.

Easy, fast and simple. Money was there straight away and simplified my finances. Reviewed on: 15th April 2026

Easy and quick.

Easy and quick.good interest rates Reviewed on: 15th April 2026

I have three loans with Zopa.

I have three loans with Zopa. All were good value with transparent information and very straightforward processing Reviewed on: 15th April 2026

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