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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69090)

Very helpful and hassle free service everytime

Very helpful and hassle free service everytime Reviewed on: 15th April 2026

Excellent service

I love the app and I love that I always feel supported Reviewed on: 15th April 2026

Great app & great customer service no issues easy to...

Great app & great customer service no issues easy to use products Reviewed on: 15th April 2026

Dealing with Zopa was a simple straight forward, wit...

Dealing with Zopa was a simple straight forward, without any unnecessary paperwork or fuss. It was all carried out online and by telephone. During the application process I was treated with respect and in a friendly manner. It was all extremely professional. The time for a decision to be made was exactly as I was told. Reviewed on: 15th April 2026

Easy, fast and simple.

Easy, fast and simple. Money was there straight away and simplified my finances. Reviewed on: 15th April 2026

Easy and quick.

Easy and quick.good interest rates Reviewed on: 15th April 2026

I have three loans with Zopa.

I have three loans with Zopa. All were good value with transparent information and very straightforward processing Reviewed on: 15th April 2026

It was a simple experience from start to finish, in...

It was a simple experience from start to finish, in no time it was finalised Reviewed on: 15th April 2026

Professional approach very clear and quick service

Professional approach very clear and quick service Reviewed on: 15th April 2026

Fast and professional

Fast and professional would recommend to all Reviewed on: 15th April 2026

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