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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68050 reviews)

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4.94

Based on 68,050 reviews, last reviewed 19th Mar 2026

273700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68050)

Good experience very efficient.

Good experience very efficient.Fast and efficient.receive the money in my account in no time Reviewed on: 6th March 2026

Easy, quick efficient

Easy to deal, quick transfer, great app Reviewed on: 6th March 2026

Great loan offers and easy to use website.

Great loan offers and easy to use website. Needed a small loan quickly and it was in my account the same day. Very competitive interest rates. Reviewed on: 6th March 2026

Quick and easy loan application process

Quick and easy loan application process Reviewed on: 6th March 2026

From start to finish the whole application was simpl...

From start to finish the whole application was simple and straight forward. I found the rates to be good in my circumstances and was chuffed when I was offered the amount needed for my car. The repayments are affordable and tbh i pay by Direct debit so I dont even think about it Reviewed on: 6th March 2026

Easy process, asel free and enjoyable.

Easy process, asel free and enjoyable. Reviewed on: 6th March 2026

Zopa's application process

If you are a previous customer of Zopa they offer such a seamless straightforward application the next time you apply for a loan . Their application process is amazing Reviewed on: 6th March 2026

I am a74 year old pensioner and I applied for a loan...

I am a74 year old pensioner and I applied for a loan and was really surprised at how quickly it was Zopa was my last hope I can’t thank you enough Zopa Reviewed on: 6th March 2026

Speedy and efficient service...

My loan was approved in 24 hours after a phone call and questions by a member of staff. I applied online and it was a straightforward procedure. Reviewed on: 6th March 2026

Hassle free experience, I was taken through the step...

Hassle free experience, I was taken through the steps and it wasn't difficult at all. Reviewed on: 6th March 2026

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