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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Excellent rates & outstanding service .

I took out a loan with Zopa a little over a year ago now, after having such a great experience with their credit card. The service I received was a smooth journey and I was very impressed with their high competitive interest rates. Not once have I had any issues and the app to keep track of everything is simple to use and effective. If I ever need a loan again, I would definitely one back to Zopa! Reviewed on: 15th April 2026

Great provider who genuinely cares about their custo...

Great provider who genuinely cares about their customers. Reviewed on: 15th April 2026

Always found them to be on the ball with all financi...

Always found them to be on the ball with all financial aspects, honest and upfront with language that's very easily understood Reviewed on: 15th April 2026

Easy to use website, got a loan decision in minutes.

Easy to use website, got a loan decision in minutes. Reviewed on: 15th April 2026

Very good customer service and very quick with a res...

Very good customer service and very quick with a response Reviewed on: 15th April 2026

The process was quick and clearly explained wit...

The process was quick and very clearly explained with a decision reached with little fuss. Reviewed on: 15th April 2026

Great customer service

I found Zopa easy to communicate with and applying for a personal loan was straightforward. They kept me informed throughout so I always knew what was happening. The person who rang to keep me updated was very polite and courteous and professional. Great service throughout. I'd highly recommend others to try Zopa Reviewed on: 15th April 2026

Easy application and straightforward

Easy application and straightforward Reviewed on: 15th April 2026

Very happy with Zopa.

Very happy with Zopa. Needed a loan and got money to my account in 5 minutes. Interest was very low compared to other offers. I am very happy with Zopa bank. Reviewed on: 15th April 2026

Was easy to apply and get a quick reply for a loan!

Was easy to apply and get a quick reply for a loan! Also called me during Easter Holidays to offer me the loan I had appkied for and was in my account shortly after that! Swift effient and effective! Reviewed on: 15th April 2026

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