Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,051 reviews, last reviewed 20th Mar 2026
273800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING... FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026
L H's avatar
L H

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68051)

Hassle free experience, I was taken through the step...

4
Hassle free experience, I was taken through the steps and it wasn't difficult at all. Reviewed on: 6th March 2026

Simplicity of application.

5
Simplicity of application. Swift response of application.Intrest rates could be slightly lower,to match the competition, Reviewed on: 6th March 2026

Great service very quick and easy to use the applica...

5
Great service very quick and easy to use the application Reviewed on: 6th March 2026

Excellent service.

5
Excellent service. Have been using Zopa for years and would highly recommend them. Reviewed on: 6th March 2026

Excellent quick service.

5
Excellent quick service. Keeps you posted on the loan and the app is brilliant for tracking payments Reviewed on: 6th March 2026

Loan quickly

5
Nice, quick, thoughtful, thorough. Reviewed on: 6th March 2026

Very easy to navigate a loan from Zopa online.

5
Very easy to navigate a loan from Zopa online.. good rates and plenty of options too. Reviewed on: 6th March 2026

Very nice service

5
Very nice service that day i apply after some time money come in my account good service Reviewed on: 6th March 2026

Simple, fast, helpful !

5
Simple, fast, helpful, quick and easy Reviewed on: 6th March 2026

Highly recommended. So easy to apply

5
I was very impressed by how fast and easy it was to apply for the loan. The money was in my bank straight away. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8044 reviews
    Zopa
    View all products