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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy application and straightforward

Easy application and straightforward Reviewed on: 15th April 2026

Very happy with Zopa.

Very happy with Zopa. Needed a loan and got money to my account in 5 minutes. Interest was very low compared to other offers. I am very happy with Zopa bank. Reviewed on: 15th April 2026

Was easy to apply and get a quick reply for a loan!

Was easy to apply and get a quick reply for a loan! Also called me during Easter Holidays to offer me the loan I had appkied for and was in my account shortly after that! Swift effient and effective! Reviewed on: 15th April 2026

To get Loans from Zopa was so easy and simple.

To get Loans from Zopa was so easy and simple. Their interest rate is low to compare with other lenders Reviewed on: 15th April 2026

The fastest most efficient loan application process...

The fastest most efficient loan application process I have ever done!!! And great follow up communications afterwards as well. Reviewed on: 15th April 2026

All Very Good

All Very Good Over The application Reviewed on: 15th April 2026

Easy website to navigate

Easy choice quick decision no problems direct debit every month on my preferred date Reviewed on: 15th April 2026

Easy to navigate around, easy to understand, the app...

Easy to navigate around, easy to understand, the app is super easy so set up and work with Reviewed on: 15th April 2026

within 30 seconds, I have my lawn Money into my acco...

within 30 seconds, I have my lawn Money into my account excellent service Reviewed on: 15th April 2026

Fantastic and quick service, flawless.

Fantastic and quick service, flawless. Reviewed on: 15th April 2026

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