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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to apply and great easy to use app

Easy to apply and great easy to use app Reviewed on: 15th April 2026

Very quick to confirm my loan.

Very quick to confirm my loan. Easy application. I wasnt left waiting for days Reviewed on: 15th April 2026

Loans made easy with good rates

Very easy to set up a loan with good percentage rates and a easy app which is user friendly Reviewed on: 15th April 2026

Straight forward process with easy to navigate app.

Straight forward process with easy to navigate app. I haven’t had to use customer service yet as I’ve not had any issues. Reviewed on: 15th April 2026

so easy...

The process from start to finish was it was so easy and there’s a great app to track everything- really useful Reviewed on: 15th April 2026

Easy to understand straight worward

Easy to understand straight worward Reviewed on: 15th April 2026

Very user friendly interface

Very user friendly interface, products clearly explained and all agreements I have entered have been very smooth. Reviewed on: 15th April 2026

Would definitely recommend

Very quick to respond and money sent almost instantly great service Reviewed on: 15th April 2026

zopa best lender around.

have had a couple of loans, very easy to navigate online you can check first to see how much to pay back a month over however long you want, interest rates are very good as well, highly recommended. Reviewed on: 15th April 2026

Zopa provides an excellent online service and a fair...

Zopa provides an excellent online service and a fair and equitable honest customer service Reviewed on: 15th April 2026

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