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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Just taken out a loan to pay another loan that was d...

Just taken out a loan to pay another loan that was double the interest so can't comment on how this loan will run Reviewed on: 15th April 2026

Great service, quick and easy online application and...

Great service, quick and easy online application and deposit of loan. Reviewed on: 15th April 2026

simple application process and clear website

simple application process and clear website Reviewed on: 15th April 2026

Happy customer

Great customer service, good interest rate, very easy to do early repayment, I would recommend Zopa loan to everyone Reviewed on: 15th April 2026

A speedy decision

I wanted a loan to cover some house repairs. It was very easy to arrange and confirmation was quick. Reviewed on: 15th April 2026

Fast trouble free service

Fast trouble free service. Online service is customer friendly being easy to navigate Reviewed on: 15th April 2026

It was simple and easy to understand and the terms w...

It was simple and easy to understand and the terms were clear Reviewed on: 15th April 2026

Thank you! ful...

Outstanding customer serviceOPen HOnestTRuthfull fully explainedNO problems what so ever Reviewed on: 15th April 2026

Zopa gave a quick answer to my loan application

Zopa gave a quick answer to my loan application Reviewed on: 15th April 2026

I find it so easy to monitor my credit card and my l...

I find it so easy to monitor my credit card and my load, l spoke to a member of staff regarding a loan, she was very help explaining everything, my loan was paid I to my account very quick, great service Reviewed on: 15th April 2026

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