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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Happy customer

Great customer service, good interest rate, very easy to do early repayment, I would recommend Zopa loan to everyone Reviewed on: 15th April 2026

A speedy decision

I wanted a loan to cover some house repairs. It was very easy to arrange and confirmation was quick. Reviewed on: 15th April 2026

Fast trouble free service

Fast trouble free service. Online service is customer friendly being easy to navigate Reviewed on: 15th April 2026

It was simple and easy to understand and the terms w...

It was simple and easy to understand and the terms were clear Reviewed on: 15th April 2026

Thank you! ful...

Outstanding customer serviceOPen HOnestTRuthfull fully explainedNO problems what so ever Reviewed on: 15th April 2026

Zopa gave a quick answer to my loan application

Zopa gave a quick answer to my loan application Reviewed on: 15th April 2026

I find it so easy to monitor my credit card and my l...

I find it so easy to monitor my credit card and my load, l spoke to a member of staff regarding a loan, she was very help explaining everything, my loan was paid I to my account very quick, great service Reviewed on: 15th April 2026

Quick and easy!

The application was very quick and easy And stress free and the decision was made within 24 hours. The money was in my account within 2 hours of the decision being made. I highly recommend.. Reviewed on: 15th April 2026

Manageable interest rates should be initially discus...

Manageable interest rates should be initially discussed Reviewed on: 15th April 2026

Easy to apply and great easy to use app

Easy to apply and great easy to use app Reviewed on: 15th April 2026

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