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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Everything is simple and transparent.

Everything is simple and transparent. Excellent from the first day of being introduced to Zopa. Reviewed on: 15th April 2026

A New Great Deal

Had a previous loan and was offered a new great deal Reviewed on: 15th April 2026

Great value

Great value, and so easy to apply. Great that you can make extra payments roo Reviewed on: 15th April 2026

Your people are easy to talk to and give great advice.

Your people are easy to talk to and give great advice. Reviewed on: 15th April 2026

Great experience

We had our loan agreed and in the bank within 2 hours. Speedy service, great experience. Reviewed on: 15th April 2026

Had a great experience using Zopa, easy to use, set...

Had a great experience using Zopa, easy to use, set up and manage Reviewed on: 15th April 2026

Amazing service!

Amazing service!. very quick decision, great app also. Reviewed on: 15th April 2026

SimplZopa is a great bank who I'vew loans with o...

Zopa is a great bank who I've had a few loans with over the years, its so straight forward to apply on line and in know time at all a decision is made and the money is in your account with no fuss whatsoever, so a big thankyou zopa, you are the best and a credit to your industry. Reviewed on: 15th April 2026

Very fast process and service

Very fast process and service the money was within my account for a loan in minutes Reviewed on: 15th April 2026

So far it’s been extremely good

So far it’s been extremely good and easy to use and access the money I needed Reviewed on: 15th April 2026

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