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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68051 reviews)

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4.94

Based on 68,051 reviews, last reviewed 20th Mar 2026

273800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING... FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68051)

Very happy with the service and very easy to use no...

Very happy with the service and very easy to use no problems at all Reviewed on: 6th March 2026

Easy to access and informative.

Easy to access and informative. Interest rates and good and lending is made easy. Existing customer. Reviewed on: 6th March 2026

In the immortal words of Tina turner, better than al...

In the immortal words of Tina turner, better than all the rest Reviewed on: 6th March 2026

Great way to borrow money

Very professional and an instant response for borrowing money Reviewed on: 6th March 2026

Zopa have always been an excellent company to deal w...

Zopa have always been an excellent company to deal with . They have a no nonsense web site that is easy to navigate. They are honest about your likely chance of being approved. Excellent service . Reviewed on: 6th March 2026

Best about

Quick and fast service will definitely use again Reviewed on: 6th March 2026

Excellent all round experience.

Excellent all round experience.only quibble was verification process could have more time to enter details as an older applicant I timed out but that is more an issue with me rather than Zopa Reviewed on: 6th March 2026

Responsive, great customer service and care, to ensu...

Responsive, great customer service and care, to ensure I wouldn't be overstretched with my new loan. I was reassured by my advisor Reviewed on: 6th March 2026

Simply but efficient process and checks.

Simply but efficient process and checks. Good communication and information throughout the application process. Reviewed on: 6th March 2026

Easy application, fast friendly service with good ra...

Easy application, fast friendly service with good rates and affordable monthly payments. Reviewed on: 6th March 2026

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