Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

zopa best lender around.

have had a couple of loans, very easy to navigate online you can check first to see how much to pay back a month over however long you want, interest rates are very good as well, highly recommended. Reviewed on: 15th April 2026

Zopa provides an excellent online service and a fair...

Zopa provides an excellent online service and a fair and equitable honest customer service Reviewed on: 15th April 2026

Everything is simple and transparent.

Everything is simple and transparent. Excellent from the first day of being introduced to Zopa. Reviewed on: 15th April 2026

A New Great Deal

Had a previous loan and was offered a new great deal Reviewed on: 15th April 2026

Great value

Great value, and so easy to apply. Great that you can make extra payments roo Reviewed on: 15th April 2026

Your people are easy to talk to and give great advice.

Your people are easy to talk to and give great advice. Reviewed on: 15th April 2026

Great experience

We had our loan agreed and in the bank within 2 hours. Speedy service, great experience. Reviewed on: 15th April 2026

Had a great experience using Zopa, easy to use, set...

Had a great experience using Zopa, easy to use, set up and manage Reviewed on: 15th April 2026

Amazing service!

Amazing service!. very quick decision, great app also. Reviewed on: 15th April 2026

SimplZopa is a great bank who I'vew loans with o...

Zopa is a great bank who I've had a few loans with over the years, its so straight forward to apply on line and in know time at all a decision is made and the money is in your account with no fuss whatsoever, so a big thankyou zopa, you are the best and a credit to your industry. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from Fruitful 0.00 from 0 reviews
Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Personal Loan
from Halifax 4.39 from 39 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub