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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy transaction very good communication

Quick and easy transaction very good communication Reviewed on: 15th April 2026

Awesome app

Easy to navigate app. When purchasing something always get notified. Reviewed on: 15th April 2026

Easy to apply for.

Easy to apply for. Good interest rate. Easy to speak with staff to make changes etc. Reviewed on: 15th April 2026

Very good and quick friendly staffs as well.

Very good and quick friendly staffs as well. Reviewed on: 15th April 2026

Very professional and not pushy at all.

Very professional and not pushy at all. Reviewed on: 15th April 2026

Applying for a loan from Zopa was very easy the cus...

Applying for a loan from Zopa was very easy the customer service team were outstanding and professional also the loan team were knowledgeable and pleasant to help with the application. Reviewed on: 15th April 2026

The Best

Applied for a loan cash in bank within minutes Reviewed on: 15th April 2026

Very easy to deal with when you need it

Very easy to deal with when you need it Reviewed on: 15th April 2026

I had a really great experience with Zopa.

I had a really great experience with Zopa. The whole process was quick and straightforward from start to finish. The application was easy to complete, and I got a decision very fast. What impressed me most was how quickly the money was paid into my account — it was there within just a few hours, which made a huge difference when I needed it. Everything was clear, transparent, and hassle-free. Definitely one of the smoothest financial services experiences I’ve had. I’d happily recommend them to anyone looking for a fast and reliable loan. Reviewed on: 15th April 2026

Quick and hassle free

Quick and hassle fre. Easy to deal with Reviewed on: 15th April 2026

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