Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Very simple process and helpful staff when i needed...

Very simple process and helpful staff when i needed some guidance. Reviewed on: 15th April 2026

App is very easy to use and responsive

App is very easy to use and responsive Reviewed on: 15th April 2026

Zopa we're amazing from start to finish

Zopa we're amazing from start to finish Reviewed on: 15th April 2026

All good.

All good. No issues. App easy to use. Reviewed on: 15th April 2026

Very good loan company to use and very quick on a di...

Very good loan company to use and very quick on a discussion Reviewed on: 15th April 2026

Quick application.

Quick application. Instant money. Good App. Reviewed on: 15th April 2026

Several companies were offering loans but Zopa was t...

Several companies were offering loans but Zopa was the one with lowest interest rate and there was no hassle to do the loan it was stress free Reviewed on: 15th April 2026

Great Company and service.

Excellent service and experience. Would highly recommend to family and friends. Reviewed on: 15th April 2026

Excellent service and a quick response very frien...

Excellent service and a quick response very friendly staff Reviewed on: 15th April 2026

I've been with Z0pa for some years now never had a p...

I've been with Z0pa for some years now never had a problem , when I have to call customer service always spot on. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Wave Community Bank 4.92 from 225 reviews
Personal Loan
from Barclays 3.99 from 106 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub