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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Zopa review

5
App really easy to navigate... Loan was competitive and easy to set up. Easy to manage on the app too. Reviewed on: 15th April 2026
Lynne Moore's avatar
Lynne Moore

Excellent app.

5
Good insights into personal finances. Easy to use add and good tips on how to improve your rating scores. Reviewed on: 15th April 2026
victoria.watkins@talktalk.net's avatar
[email protected]

Excellent communication throughout

5
Excellent communication throughout the application process and fast decision Reviewed on: 15th April 2026
Claire Knight's avatar
Claire Knight

Zopa so smooth

5
Such a smooth proceed. Quick decision just so easy. Great communication Reviewed on: 15th April 2026
Deborah S's avatar
Deborah S

Top rated provider with clear and easy information

5
Very easy to apply, on a call to set up the loan my questions were answered in a clear and unambiguous way. Top marks for customer service and the clarity of communications. I was overseas when it was necessary to finalise the details of the loan but that too went very smoothly. Reviewed on: 15th April 2026
David F's avatar
David F

Very easy and quick to use the app, the application...

5
Very easy and quick to use the app, the application itself was vary clear . Reviewed on: 15th April 2026
Alexandra 's avatar
Alexandra

Zopa review

5
Always helpful when needed get the help easily Reviewed on: 15th April 2026
Kirstenhxo's avatar
Kirstenhxo

Top Quality

5
Easy and efficient really good experience all around Reviewed on: 15th April 2026
Jamie S's avatar
Jamie S

I was late getting paid invoices and my loan was not...

5
I was late getting paid invoices and my loan was not going to get paid i spoke with customer service and they reasurred me that there was options luckly enough second attempt on my loan payment and it went though we all need someone who understands on the the other end of the line Reviewed on: 15th April 2026
Pauline C's avatar
Pauline C

Very helpful and efficient.

5
Very helpful and efficient. Good communication and easy to use app Reviewed on: 15th April 2026
Lucy u's avatar
Lucy u

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