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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Excellent from start to finish .

Good interest rates a very slick and user friendly experience from start to finish with the application, then so easy to manage loan with great app. Highly recommend Reviewed on: 16th January 2026

Loans made easy and affordable

Had great rate on my personal loan with zopa, they make the whole experience easy. From requesting and receiving money really quickly, to using the app. You can request early settlement through the app too and you get in a matter of seconds. Really good rates too, very happy customer Reviewed on: 16th January 2026

Easy to deal with, app very good and seems to be a m...

Easy to deal with, app very good and seems to be a modern form of dealing with finance Reviewed on: 16th January 2026

Super Easy, great app and easy to setup

Super Easy, great app and easy to setup Reviewed on: 16th January 2026

Professional and impressive customer service

Easy to arrange with an online application and follow up call from Zopa within two days. Competetive interest rates when compared to other loan companies. Well trained, informative and helpful customer service team Reviewed on: 16th January 2026

Excellent service.

Excellent service...smooth process. Very handy app as well for tracking and managing the loan. Reviewed on: 16th January 2026

Havint had a problem with anything excellent service

Havint had a problem with anything excellent service Reviewed on: 16th January 2026

Very easy procedure very helpful

Very easy procedure very helpful Reviewed on: 16th January 2026

Zopa app is so easy and I found the whole experience...

Zopa app is so easy and I found the whole experience of requesting a loan pain free and application friendly the questions were formulated in an way that did not feel intrusive or make me feel anxious in requesting a loan and the response was super fast I will be using Zopa again as a 1st choice every time Reviewed on: 16th January 2026

Really Happy Customer

First rate experience ..great company to deal with Reviewed on: 16th January 2026

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