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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Quick and efficient service from start to finish

Quick and efficient service from start to finish Reviewed on: 16th January 2026

No prob's l.

No prob's l. Never been a bother Reviewed on: 16th January 2026

Excellent company

As soon as i applied same day within an hr it was all done complete.i would recommend this company to all my friends and relatives if require a loan.THank you once again ZOPA Reviewed on: 16th January 2026

Well what I can say no one has ever gave me a loan e...

Well what I can say no one has ever gave me a loan except for Zopa Reviewed on: 16th January 2026

Great experience!

Great experience. Easy payment methods and great App Reviewed on: 16th January 2026

Quick and easy, very competitive APR

Quick and easy, very competitive APR Reviewed on: 16th January 2026

All quick and easy - great communication from Zopa.

All quick and easy - great communication from Zopa. Reviewed on: 16th January 2026

Really good app seeing what your paying and easy rep...

Really good app seeing what your paying and easy repayments Reviewed on: 16th January 2026

5 star service

Fantastic very helpful I would definitely recommend Zopa Reviewed on: 16th January 2026

Easy to apply fast payout

Easy to apply fast payout track on app payments and dates. Reviewed on: 16th January 2026

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