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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa provide products I need at the right time, and...

Zopa provide products I need at the right time, and the process of applying and providing them is performed with minimal effort on my part. Reviewed on: 16th January 2026

Always been easy to manage with the app.

Always been easy to manage with the app. Feel more in control Reviewed on: 16th January 2026

Helpful customer service.

Helpful customer service. Quick decision and money paid into bank very promptly Reviewed on: 16th January 2026

Zopa finance options .

Easy to use app, fast transactions. Very good communication. I would thoroughly recommend Zopa for loans and credit cards Reviewed on: 16th January 2026

Zopa is very efficient and fast in responding to que...

Zopa is very efficient and fast in responding to queries. Their customer care on telephone conversation are very good Reviewed on: 16th January 2026

Zopa cards and Loans

Easy and simple applications and good app. Reviewed on: 16th January 2026

Very quick and easy to set up and very clear how to...

Very quick and easy to set up and very clear how to use on the app Reviewed on: 16th January 2026

I have been with Zopa for many years.

I have been with Zopa for many years. They are exceptionally informative and helpful without any asking. They are patient with any problems and very friendly. Always ready and willing to help without question. Reviewed on: 16th January 2026

Arnold K.

Excellent service. The application was fast, the app is easy to use, and the money was in my account quickly. Very impressed. Reviewed on: 16th January 2026

Reliable lender with a very transparent GUI.

Reliable lender with a very transparent GUI. Reviewed on: 16th January 2026

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