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Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy loan no faff

5
Really good company everything easy to understand and everything explained Reviewed on: 16th January 2026

I took out a personal loan with zopa , it was very q...

5
I took out a personal loan with zopa , it was very quick and straight forward. Money was in my bank in a matter of hours less infact . Can't recommend them enough fantastic. Reviewed on: 16th January 2026

Amaizing service and very well done!

5
Amaizing service and very well done! Reviewed on: 16th January 2026

A great company keeping up to date with all products...

5
A great company keeping up to date with all products Reviewed on: 16th January 2026

Excellent service

5
Excellent professional service, easy to set up and online services east to use Reviewed on: 16th January 2026

Zopa was very easy to deal with and great customer s...

5
Zopa was very easy to deal with and great customer service would highly recommend Reviewed on: 16th January 2026

Great company , great app , easy to view and...

5
Great company , great app , easy to view and manage Reviewed on: 16th January 2026

Great customer service and easy to do business with.

5
Great customer service and easy to do business with. Reviewed on: 16th January 2026

Quick, fast, easy.

5
Quick, fast, easy. Strongly recommend Reviewed on: 16th January 2026

Zopa is fine but a bit high rate interest.

3
Zopa is fine but a bit high rate interest. Reviewed on: 16th January 2026

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