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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Very quick and easy to set up and very clear how to...

Very quick and easy to set up and very clear how to use on the app Reviewed on: 16th January 2026

I have been with Zopa for many years.

I have been with Zopa for many years. They are exceptionally informative and helpful without any asking. They are patient with any problems and very friendly. Always ready and willing to help without question. Reviewed on: 16th January 2026

Arnold K.

Excellent service. The application was fast, the app is easy to use, and the money was in my account quickly. Very impressed. Reviewed on: 16th January 2026

Reliable lender with a very transparent GUI.

Reliable lender with a very transparent GUI. Reviewed on: 16th January 2026

Love Zopa’s easiness

Second time I’ve used Zopa for a loan. So easy to apply and love the app. Will defo be using again in the future Reviewed on: 16th January 2026

A very smooth loan application processed with no del...

A very smooth loan application processed with no delays or issues. Prompt transfer of funds. Reviewed on: 16th January 2026

Control your money

Quick , easy, information at your Fingertips. Just download the app and check your balance, your limit, the interest rates between cash withdrawals and purchases. All you need to keep in control . Security when using your card on line. Reviewed on: 16th January 2026

Excellent company

I have had two loans from Zopa, they have been really easy to arrange , the app makes viewing all the details and payments extremely easy to see at any time needed. Out of all the finance companies i have had dealings with Zopa has by fat been the best. Reviewed on: 16th January 2026

Easy and efficient!

Zopa were clear about everything and the money arrived very quickly, the app is easy to navigate through also. Reviewed on: 16th January 2026

Very good service no issues at all

Very good service no issues at all Reviewed on: 16th January 2026

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