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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy as 1,2 3

Very easy to arrange my loan and money was in my bank immediately Reviewed on: 16th January 2026

Excellent so quick and easy and money in your bank i...

Excellent so quick and easy and money in your bank in seconds Reviewed on: 16th January 2026

A company that you can depend on

I've used these guys 2x . Always happy with the service, very fast response and keep me informed when payment is due Reviewed on: 16th January 2026

Very easy application to go through and quick response

Very easy application to go through and quick response Reviewed on: 16th January 2026

Easy to apply and money transfered straight away

Easy to apply and money transfered straight away Reviewed on: 16th January 2026

A pleasure to deal with from start to finish

A pleasure to deal with from start to finish Reviewed on: 16th January 2026

Excellent service

Zopa is a good customer service, no problems with my acting loans , they done the work very fast and easy, Reviewed on: 16th January 2026

Easy and pain free no calls completed online so easy...

Easy and pain free no calls completed online so easy and all completed very quickly Reviewed on: 16th January 2026

Very efficient and app easy to navigate

Very efficient and app easy to navigate Reviewed on: 16th January 2026

Great service

always helpful and clear information Reviewed on: 16th January 2026

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