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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Good rates and fast

Is second time i had loan from you and was fast and smootly Reviewed on: 16th January 2026

Really easy process, very easy to deal and good rates

Really easy process, very easy to deal and good rates Reviewed on: 16th January 2026

The best loan provider in UK

Very quick and seamless process. Kept fully informed throught Reviewed on: 16th January 2026

My first choice every time!

I have used Zopa multiple times and on every occasion they have been very quick and fair, and don't need to know your grandmother's town of birth and your inside leg measurement. It is easy to close down an old loan and open a new one if you are wanting to consolidate it with other loans, and you get better interest rates as a current customer too so loyalty is rewarded. Website is easy to use and easy to keep track. Reviewed on: 16th January 2026

Great service,no fuss definitely my first choice.

Great service,no fuss definitely my first choice. Reviewed on: 16th January 2026

Helped me finalise a few debts ,with affordable paym...

Helped me finalise a few debts ,with affordable payments each month ,always happy to help giving great understanding of explaining how it works Reviewed on: 16th January 2026

Best Rates around and Zopa App is user friendly .

Best Rates around and Zopa App is user friendly . Reviewed on: 16th January 2026

Put in for a loan , got back to me very quickly.

Put in for a loan , got back to me very quickly. Got my loan money in my bank account that day excellent , Reviewed on: 16th January 2026

Easy as 1,2 3

Very easy to arrange my loan and money was in my bank immediately Reviewed on: 16th January 2026

Excellent so quick and easy and money in your bank i...

Excellent so quick and easy and money in your bank in seconds Reviewed on: 16th January 2026

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