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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Great service,no fuss definitely my first choice.

Great service,no fuss definitely my first choice. Reviewed on: 16th January 2026

Helped me finalise a few debts ,with affordable paym...

Helped me finalise a few debts ,with affordable payments each month ,always happy to help giving great understanding of explaining how it works Reviewed on: 16th January 2026

Best Rates around and Zopa App is user friendly .

Best Rates around and Zopa App is user friendly . Reviewed on: 16th January 2026

Put in for a loan , got back to me very quickly.

Put in for a loan , got back to me very quickly. Got my loan money in my bank account that day excellent , Reviewed on: 16th January 2026

Easy as 1,2 3

Very easy to arrange my loan and money was in my bank immediately Reviewed on: 16th January 2026

Excellent so quick and easy and money in your bank i...

Excellent so quick and easy and money in your bank in seconds Reviewed on: 16th January 2026

A company that you can depend on

I've used these guys 2x . Always happy with the service, very fast response and keep me informed when payment is due Reviewed on: 16th January 2026

Very easy application to go through and quick response

Very easy application to go through and quick response Reviewed on: 16th January 2026

Easy to apply and money transfered straight away

Easy to apply and money transfered straight away Reviewed on: 16th January 2026

A pleasure to deal with from start to finish

A pleasure to deal with from start to finish Reviewed on: 16th January 2026

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