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Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

I have always found Zopa to be responsive, fair, pro...

5
I have always found Zopa to be responsive, fair, professional and competitive with interest rates. Reviewed on: 16th January 2026

Easy to deal with.

5
Easy to deal with. All steps explained in simple terms easy to follow and understand Reviewed on: 16th January 2026

Straight forward

5
Easy site to use, straight forward information and easy to understand Reviewed on: 16th January 2026

Classy operators

5
my loan application was administered with speed, competency and courtesy Reviewed on: 16th January 2026

Excellent

5
Excellent credit card good customer service and the app is great Reviewed on: 16th January 2026

Excellent service Zopa

5
Excellent service and great products. I will always use them Reviewed on: 16th January 2026

Quick, and easy to use.

5
Quick, and easy to use. No hassle. Would recommend to others. Done it all online which is far better for me to do. Reviewed on: 16th January 2026

Excellent service customer focused

5
Excellent service customer focused Reviewed on: 16th January 2026

Excellent service and easy to use in the app

5
Excellent service ,easy to use the app Reviewed on: 16th January 2026

Everytime I have dealt with Zopa my interactions hav...

5
Everytime I have dealt with Zopa my interactions have been positive Reviewed on: 16th January 2026

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