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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A1 service

A1,good service,safe,helpful,never any problems Reviewed on: 16th January 2026

Zopa provide excellent services

Zopa provide excellent services and response times Reviewed on: 16th January 2026

Super efficient and very glad to help if you have an...

Super efficient and very glad to help if you have any issues. Absolutely fab customer service Reviewed on: 16th January 2026

Easy transactions , not too much complications

Easy transactions , not too much complications Reviewed on: 16th January 2026

Easy to use app no hassle provided me with a card to...

Easy to use app no hassle provided me with a card to rebuild my credit Reviewed on: 16th January 2026

Took out the loan for home improvements it was in my...

Took out the loan for home improvements it was in my bank same day, excellent service. Reviewed on: 16th January 2026

Having had a credit card and loan I found the servic...

Having had a credit card and loan I found the service and value very good for my circumstances, thoroughly recommended for unsecured borrowing and credit card facility. Reviewed on: 16th January 2026

Easy to use and quick decision.

Easy to use and quick decision. Regular updates and notifications Reviewed on: 16th January 2026

a brilliant provider

I have had no issues with Zopa a brilliant provider Reviewed on: 16th January 2026

Second loan from Zopa .

Second loan from Zopa . Easu to deal with both times Reviewed on: 16th January 2026

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