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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

BRILLIANT

They actually SPEAK to you to understand your needs rather than just processing through a computer. Customer service is very good and they respond quickly. Reviewed on: 16th January 2026

quick and easy.

quick and easy. good customer service. thoroughly recommended Reviewed on: 16th January 2026

Professional, straight forward to use the app, great...

Professional, straight forward to use the app, great customer service Reviewed on: 16th January 2026

Quick process, very easy to apply for a loan

Quick process, very easy to apply for a loan Reviewed on: 16th January 2026

Easy, no paperwork ,quick to apply and receive.

Easy, no paperwork ,quick to apply and receive. I've recommended to several people. Highly recommended Reviewed on: 16th January 2026

Just 4yrs ago I needed to get a loan to buy a car.

Just 4yrs ago I needed to get a loan to buy a car. Zopa were so good and gave me a deal that was great. Only got 1yr left and I needed a2nd loan to buy a trailer tent for my daughter. Again Zopa gave me a great offer repayable over 3yrs. This company is top draw. Reviewed on: 16th January 2026

Fast efficient service with great rates

Fast efficient service with great rates Reviewed on: 16th January 2026

Good rates and excellent customer service.

Good rates and excellent customer service. Had 3 loans over the years and never an issue. Reviewed on: 16th January 2026

Great and easy process from start to finish

Great and easy process from start to finish Reviewed on: 16th January 2026

Very pleased with service

Easy application process, swift result, good communication. Would recommend Zopacto friends and family Reviewed on: 16th January 2026

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