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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Trust worthy with ease of the App use.

Trust worthy with ease of the App use.. Reviewed on: 16th January 2026

Easy to Use website and app

Have always found the application process very easy, everything is laid out clearly, you know how long it will be for and your payments , I also like that I can overpay at any time to help reduce the interest and monthly payments Reviewed on: 16th January 2026

I don’t have a great credit score and I’m trying to...

I don’t have a great credit score and I’m trying to better my score and build my confidence back again, Zopa helped me do both. By believing in people and giving people a chance it mentally and financially helped me. They didn’t take advantage and charge ridiculous interest they are fantastic Reviewed on: 16th January 2026

I have excellent help when I really ...

I have excellent help when I really need Reviewed on: 16th January 2026

Excellent service, the best loan provider

Excellent service, the best loan provider Reviewed on: 16th January 2026

Very easy to work with. Great App.

Very easy to work with. Clear and simple App. Reviewed on: 16th January 2026

Zopa is the best

zopa is the best Reviewed on: 16th January 2026

Great Rates and Service

Have approached Zipa for two unsecured loans and they provided very competitive rates and prompt professional service on both occasions. Reviewed on: 16th January 2026

Straightforward application process.

Straightforward application process. Good communication. Great app Reviewed on: 16th January 2026

Positive experience nothing negative to say at all

Positive experience nothing negative to say at all Reviewed on: 16th January 2026

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