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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Having had a credit card and loan I found the servic...

Having had a credit card and loan I found the service and value very good for my circumstances, thoroughly recommended for unsecured borrowing and credit card facility. Reviewed on: 16th January 2026

Easy to use and quick decision.

Easy to use and quick decision. Regular updates and notifications Reviewed on: 16th January 2026

a brilliant provider

I have had no issues with Zopa a brilliant provider Reviewed on: 16th January 2026

Second loan from Zopa .

Second loan from Zopa . Easu to deal with both times Reviewed on: 16th January 2026

Very smooth and efficient .

Very smooth and efficient . Able to request and settle loan very easily and can be done all online and very efficient customer service Reviewed on: 16th January 2026

Very smooth and quick to get the loan.

Very smooth and quick to get the loan. Very helpful with any problems. Easy to use app and good rates. Reviewed on: 16th January 2026

Great service when I apply for zopa laon I received...

Great service when I apply for zopa laon I received my money in to my bank the next day zopa keep it me informed with updates all the way Reviewed on: 16th January 2026

Excellent service

Great service quick and easy and customer service is also great! Reviewed on: 16th January 2026

Genuinely Amazing Financial Instituion

Zopa helped me when I need help most financially and the best part was their interest rate was exceptionally reasonable compared to others. This really helped me consolidate and save money. Thankyou Reviewed on: 16th January 2026

Easy to apply , funds transferred straight away

Easy to apply , funds transferred straight away Reviewed on: 16th January 2026

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