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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Zopa is the best

zopa is the best Reviewed on: 16th January 2026

Great Rates and Service

Have approached Zipa for two unsecured loans and they provided very competitive rates and prompt professional service on both occasions. Reviewed on: 16th January 2026

Straightforward application process.

Straightforward application process. Good communication. Great app Reviewed on: 16th January 2026

Positive experience nothing negative to say at all

Positive experience nothing negative to say at all Reviewed on: 16th January 2026

A1 service

A1,good service,safe,helpful,never any problems Reviewed on: 16th January 2026

Zopa provide excellent services

Zopa provide excellent services and response times Reviewed on: 16th January 2026

Super efficient and very glad to help if you have an...

Super efficient and very glad to help if you have any issues. Absolutely fab customer service Reviewed on: 16th January 2026

Easy transactions , not too much complications

Easy transactions , not too much complications Reviewed on: 16th January 2026

Easy to use app no hassle provided me with a card to...

Easy to use app no hassle provided me with a card to rebuild my credit Reviewed on: 16th January 2026

Took out the loan for home improvements it was in my...

Took out the loan for home improvements it was in my bank same day, excellent service. Reviewed on: 16th January 2026

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