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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

No hassle when applied for card and loan

No hassle when applied for card and loan Reviewed on: 16th January 2026

Highly recommended

Very smooth, clear process. Extremely fast and reliable. Reviewed on: 16th January 2026

Great service great app easy to get hold of customer...

Great service great app easy to get hold of customer service Reviewed on: 16th January 2026

Easy to use , and a great breakdown of the loan, ea...

Easy to use , and a great breakdown of the loan, easy to contact about any issues and really friendly Reviewed on: 16th January 2026

Trust worthy with ease of the App use.

Trust worthy with ease of the App use.. Reviewed on: 16th January 2026

Easy to Use website and app

Have always found the application process very easy, everything is laid out clearly, you know how long it will be for and your payments , I also like that I can overpay at any time to help reduce the interest and monthly payments Reviewed on: 16th January 2026

I don’t have a great credit score and I’m trying to...

I don’t have a great credit score and I’m trying to better my score and build my confidence back again, Zopa helped me do both. By believing in people and giving people a chance it mentally and financially helped me. They didn’t take advantage and charge ridiculous interest they are fantastic Reviewed on: 16th January 2026

I have excellent help when I really ...

I have excellent help when I really need Reviewed on: 16th January 2026

Excellent service, the best loan provider

Excellent service, the best loan provider Reviewed on: 16th January 2026

Very easy to work with. Great App.

Very easy to work with. Clear and simple App. Reviewed on: 16th January 2026

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