Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

Excellent credit card good customer service and the app is great Reviewed on: 16th January 2026

Excellent service Zopa

Excellent service and great products. I will always use them Reviewed on: 16th January 2026

Quick, and easy to use.

Quick, and easy to use. No hassle. Would recommend to others. Done it all online which is far better for me to do. Reviewed on: 16th January 2026

Excellent service customer focused

Excellent service customer focused Reviewed on: 16th January 2026

Excellent service and easy to use in the app

Excellent service ,easy to use the app Reviewed on: 16th January 2026

Everytime I have dealt with Zopa my interactions hav...

Everytime I have dealt with Zopa my interactions have been positive Reviewed on: 16th January 2026

Very quick and efficient and very easy to understand

Very quick and efficient and very easy to understand Reviewed on: 16th January 2026

Fair Loan Application.

Quick and easy to apply with little or no paper work and at the comfort of your home. Have an acceptable credit score and you will be right with your loan application. Reviewed on: 16th January 2026

Great bank

I have a few loans with Zopa and the experience every time was lovely and easy and staff very friendly Reviewed on: 16th January 2026

Efficient and helpful

Everything thing goes through without a hitch. Customer service is friendly and efficient. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews
Personal loans
from Abound 4.79 from 18493 reviews
Logbook loan
from Car Cash Point 4.66 from 289 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub