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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great service when I apply for zopa laon I received...

Great service when I apply for zopa laon I received my money in to my bank the next day zopa keep it me informed with updates all the way Reviewed on: 16th January 2026

Excellent service

Great service quick and easy and customer service is also great! Reviewed on: 16th January 2026

Genuinely Amazing Financial Instituion

Zopa helped me when I need help most financially and the best part was their interest rate was exceptionally reasonable compared to others. This really helped me consolidate and save money. Thankyou Reviewed on: 16th January 2026

Easy to apply , funds transferred straight away

Easy to apply , funds transferred straight away Reviewed on: 16th January 2026

BRILLIANT

They actually SPEAK to you to understand your needs rather than just processing through a computer. Customer service is very good and they respond quickly. Reviewed on: 16th January 2026

quick and easy.

quick and easy. good customer service. thoroughly recommended Reviewed on: 16th January 2026

Professional, straight forward to use the app, great...

Professional, straight forward to use the app, great customer service Reviewed on: 16th January 2026

Quick process, very easy to apply for a loan

Quick process, very easy to apply for a loan Reviewed on: 16th January 2026

Easy, no paperwork ,quick to apply and receive.

Easy, no paperwork ,quick to apply and receive. I've recommended to several people. Highly recommended Reviewed on: 16th January 2026

Just 4yrs ago I needed to get a loan to buy a car.

Just 4yrs ago I needed to get a loan to buy a car. Zopa were so good and gave me a deal that was great. Only got 1yr left and I needed a2nd loan to buy a trailer tent for my daughter. Again Zopa gave me a great offer repayable over 3yrs. This company is top draw. Reviewed on: 16th January 2026

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