Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69078)

Moving forward

5
Quick response fair intrest rate company that can help with moving your life forward Reviewed on: 16th January 2026

Friendly helpful staff when asking questions

5
Friendly helpful staff when asking questions Reviewed on: 16th January 2026

Looks at your situation fairly, offers competitive r...

5
Looks at your situation fairly, offers competitive rate and a smooth process. Reviewed on: 16th January 2026

Zopa have been amazing every time I’ve dealt with them.

5
Zopa have been amazing every time I’ve dealt with them. Good service with good communication Reviewed on: 16th January 2026

Excellent company easy to manage loans and money

5
Excellent company easy to manage loans and money Reviewed on: 16th January 2026

Excellent service when I applied for a loan.

5
Excellent service when I applied for a loan. Took a couple of days to receive approval then ten minutes to have the cash in my bank account. Would recommend. Reviewed on: 16th January 2026

Great experience

5
Excellent app, calls answered quickly, efficient customer service. A real pleasure to deal with. I have never had any issues dealing with Zopa over the past 4 years. Reviewed on: 16th January 2026

I have very good experience with Zabel , once someon...

5
I have very good experience with Zabel , once someone scammed by Zabel , but Zabel not help me. It is so sad for me Reviewed on: 16th January 2026

Top of their league.....

5
Always listens, professional integrity and excellent service Reviewed on: 16th January 2026

Zopa will always be my first choice

5
I have had several loans from zopa, the process is very easy and quick Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6586 reviews
    Zopa
    View all products