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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast efficient service with great rates

Fast efficient service with great rates Reviewed on: 16th January 2026

Good rates and excellent customer service.

Good rates and excellent customer service. Had 3 loans over the years and never an issue. Reviewed on: 16th January 2026

Great and easy process from start to finish

Great and easy process from start to finish Reviewed on: 16th January 2026

Very pleased with service

Easy application process, swift result, good communication. Would recommend Zopacto friends and family Reviewed on: 16th January 2026

Moving forward

Quick response fair intrest rate company that can help with moving your life forward Reviewed on: 16th January 2026

Friendly helpful staff when asking questions

Friendly helpful staff when asking questions Reviewed on: 16th January 2026

Looks at your situation fairly, offers competitive r...

Looks at your situation fairly, offers competitive rate and a smooth process. Reviewed on: 16th January 2026

Zopa have been amazing every time I’ve dealt with them.

Zopa have been amazing every time I’ve dealt with them. Good service with good communication Reviewed on: 16th January 2026

Excellent company easy to manage loans and money

Excellent company easy to manage loans and money Reviewed on: 16th January 2026

Excellent service when I applied for a loan.

Excellent service when I applied for a loan. Took a couple of days to receive approval then ten minutes to have the cash in my bank account. Would recommend. Reviewed on: 16th January 2026

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