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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy to monitor your finances on app

Easy to monitor your finances on app Reviewed on: 16th January 2026

Best of its kind

Zopa credit card is very good and their loan facilities us top notch. Reviewed on: 16th January 2026

I had to contact Zopa - issues with an application a...

I had to contact Zopa - issues with an application as I have very recently moved house and waiting paperwork to show this. Very helpful customer service Reviewed on: 16th January 2026

They offered me a loan when nobody else would.

They offered me a loan when nobody else would. They helped me sort my finances into 1 payment. the process was so simple and practically instant. The app and all its features are very well designed and you can’t EVEEYRHING in the APP Reviewed on: 16th January 2026

Straightforward and easy to deal with.

Straightforward and simple process, very responsive and quick. Would recommend as it’s easy to deal with and not over complicated. Reviewed on: 16th January 2026

Easy to use and always fast.

Easy to use and always fast. Good rate and easy to make any changes Reviewed on: 16th January 2026

The reason why I believe in Zopa is because when I w...

The reason why I believe in Zopa is because when I was in need and other banks or loan companies were beating around the bush, Zopa was straightforward and got straight to the point. Reviewed on: 16th January 2026

I have been very happy with Zopa it has helped me gr...

I have been very happy with Zopa it has helped me greatly with my finances I would definitely recommend to friends or family I have used my Zopa abroad with no problems at all so I am really happy with it thank you Zopa Reviewed on: 16th January 2026

Helpful representative and made me feel comfortable.

Helpful representative and made me feel comfortable. Hardly any hoops to jump through like other providers Reviewed on: 16th January 2026

Excellent service from start to finish quick decisio...

Excellent service from start to finish quick decision and super fast pay out money in my bank account within minutes. Reviewed on: 16th January 2026

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