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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Flexible, tailored, accessible!

Flexible, tailored, accessible! Have been very impressed Reviewed on: 16th January 2026

Easy to apply , no awkward questions .

Easy to apply , no awkward questions . Money sent across right away . Reviewed on: 16th January 2026

Simple quick and efficient .

Simple quick and efficient . Would recommend to anyone Reviewed on: 16th January 2026

Great professional service where you get to talk to...

Great professional service where you get to talk to people rather than a system. Keeps you up to date with repayments. Very professional service. Definitely recommend. Reviewed on: 16th January 2026

Excellent service and very easy application process,...

Excellent service and very easy application process, very satisfied. Would certainly be my first choice. Also other offerings now available. Reviewed on: 16th January 2026

Zopa for Ease & Speed

Easy to apply quick response knowledgeable staff Reviewed on: 16th January 2026

Zopa is head and shoulders above other companies eas...

Zopa is head and shoulders above other companies easy to use you get money straight away and they always keep you informed of everything you need so user friendly and simple definitely the best loan provider out there Reviewed on: 16th January 2026

Good interest rate and fast servive

Good interest rate and fast servive Reviewed on: 16th January 2026

Easy, good and fast to approve/complete

Have used zopa a couple of time and always been easy to deal with never had any issues with them Reviewed on: 16th January 2026

Easy to use, fast, efficient and great app

Easy to use, fast, efficient and great app Reviewed on: 16th January 2026

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