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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Quick Easy and Money deposited quickly.

Quick Easy and Money deposited quickly. Application process was quick and simple all done online and straightforward. Reviewed on: 16th January 2026

Ideal loan provider Easy to apply.

Easy to apply. Money instantly transferred to my account. Very easy to use app. Reviewed on: 16th January 2026

Helped me out massively at a time where others would...

Helped me out massively at a time where others would not help Reviewed on: 16th January 2026

Simple process.

Simple process. Instant decision. Money in account in hours. Excellent app. Reviewed on: 16th January 2026

Zopa gave me a credit card when no one else would, h...

Zopa gave me a credit card when no one else would, helped me re build my life and start a new business, I now have a thriving business, and taken a loan out with Zopa now what was approved quickly, thanks Zopa , you was a life saver Reviewed on: 16th January 2026

Easy to use loan company

The application process and release of funds was straightforward and swift. This is exactly how a loans process should be. Reviewed on: 16th January 2026

It has actually been pretty good although interest i...

It has actually been pretty good although interest is very high Reviewed on: 16th January 2026

excellent App that allows for easy money management.

excellent App that allows for easy money management. Reviewed on: 16th January 2026

Very straight forward.

Very straight forward. Helpful and professional. Reviewed on: 16th January 2026

Excellent service

Easy to apply . You know before you apply you will be accepted Reviewed on: 16th January 2026

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