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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The reason why I believe in Zopa is because when I w...

The reason why I believe in Zopa is because when I was in need and other banks or loan companies were beating around the bush, Zopa was straightforward and got straight to the point. Reviewed on: 16th January 2026

I have been very happy with Zopa it has helped me gr...

I have been very happy with Zopa it has helped me greatly with my finances I would definitely recommend to friends or family I have used my Zopa abroad with no problems at all so I am really happy with it thank you Zopa Reviewed on: 16th January 2026

Helpful representative and made me feel comfortable.

Helpful representative and made me feel comfortable. Hardly any hoops to jump through like other providers Reviewed on: 16th January 2026

Excellent service from start to finish quick decisio...

Excellent service from start to finish quick decision and super fast pay out money in my bank account within minutes. Reviewed on: 16th January 2026

Quick Easy and Money deposited quickly.

Quick Easy and Money deposited quickly. Application process was quick and simple all done online and straightforward. Reviewed on: 16th January 2026

Ideal loan provider Easy to apply.

Easy to apply. Money instantly transferred to my account. Very easy to use app. Reviewed on: 16th January 2026

Helped me out massively at a time where others would...

Helped me out massively at a time where others would not help Reviewed on: 16th January 2026

Simple process.

Simple process. Instant decision. Money in account in hours. Excellent app. Reviewed on: 16th January 2026

Zopa gave me a credit card when no one else would, h...

Zopa gave me a credit card when no one else would, helped me re build my life and start a new business, I now have a thriving business, and taken a loan out with Zopa now what was approved quickly, thanks Zopa , you was a life saver Reviewed on: 16th January 2026

Easy to use loan company

The application process and release of funds was straightforward and swift. This is exactly how a loans process should be. Reviewed on: 16th January 2026

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