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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Been there

Been there for me very good can not believe how nice it is to have my back Reviewed on: 28th April 2025

Simple the best

The best online you can find .I with Zopa for more than 7 years Reviewed on: 28th April 2025

Fast funds, easy affordable repayments

Fast funds, easy affordable repayments Reviewed on: 28th April 2025

Easy to deal with and granted loan quickly

Easy to deal with and granted loan quickly Reviewed on: 28th April 2025

Paying off existing loan with new loan was so simple

Paying off existing loan with new loan was so simple Reviewed on: 28th April 2025

I find using zopa really easy

I find using zopa really easy and straight forward everything is done online and I'd hassle free. App is easy to use Reviewed on: 28th April 2025

Awesome experience.

The application process was faultless from the beginning to the end and the customer service was perfect, very happy with the whole experience. Reviewed on: 28th April 2025

Professional friendly staff helpful and informative...

Professional friendly staff helpful and informative on the product I was interested in. My application was approved swiftly and was submitted to my bank. Reviewed on: 28th April 2025

Took a personal loan, good rate and fast payment

Took a personal loan, good rate and fast payment Reviewed on: 28th April 2025

Easy to apply decision in minutes and money paid ver...

Easy to apply decision in minutes and money paid very quickly into account once approved. Reviewed on: 28th April 2025

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