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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Good service

Very simple to apply, money delivered almost instantly. Easy to use app Reviewed on: 28th April 2025

Loan Application

The application is easy to follow and the response was in good time, no complaints. I would recommend this bank to all. Reviewed on: 28th April 2025

So far not had any problems and it was very straight...

So far not had any problems and it was very straightforward Reviewed on: 28th April 2025

I have no problems with Zopa credit card but I was t...

I have no problems with Zopa credit card but I was told I was pre-approved for a loan but when I’ve looked into it I was refused Reviewed on: 28th April 2025

Been there

Been there for me very good can not believe how nice it is to have my back Reviewed on: 28th April 2025

Simple the best

The best online you can find .I with Zopa for more than 7 years Reviewed on: 28th April 2025

Fast funds, easy affordable repayments

Fast funds, easy affordable repayments Reviewed on: 28th April 2025

Easy to deal with and granted loan quickly

Easy to deal with and granted loan quickly Reviewed on: 28th April 2025

Paying off existing loan with new loan was so simple

Paying off existing loan with new loan was so simple Reviewed on: 28th April 2025

I find using zopa really easy

I find using zopa really easy and straight forward everything is done online and I'd hassle free. App is easy to use Reviewed on: 28th April 2025

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