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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Quick and easy to use service.

Quick and easy to use service. Great customer service. Keep you informed every step of the way. Highly recommended. Reviewed on: 27th April 2025

Very straightfored

Very straightforward and good value for money Reviewed on: 27th April 2025

Personal loan

Easy to use no hidden charges .. online app friendly user . You have an option to track down your credict score.interest rate is not too much compare to other lenders bank ..if you have extra money you can pay extra to finished your loan early.. Reviewed on: 27th April 2025

5 stars given

Great experience for a personal loan and quality app Reviewed on: 27th April 2025

I have been using Zopa for almost 3 years now if not...

I have been using Zopa for almost 3 years now if not more. I have got a credit card and personal loan of 5k which I used in purchasing my car. I would always recommend Zopa to anyone who needs help with finances. Reviewed on: 27th April 2025

Excellent service and rates, always someone availabl...

Excellent service and rates, always someone available to talk Reviewed on: 27th April 2025

Easy to follow instructions and quick service

Easy to follow instructions and quick service Reviewed on: 27th April 2025

I had a issue of fraud transection.

I had a issue of fraud transection.zopa customer service sort it out quickly Reviewed on: 27th April 2025

Good service, could be better for value for money.

Good service, could be better for value for money. Reviewed on: 27th April 2025

Applied for a loan turned down by other company's z...

Applied for a loan turned down by other company's zopa gave me a chance Reviewed on: 26th April 2025

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