Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Really helpful in helping me consolidate debt Great...

Really helpful in helping me consolidate debt Great app to follow Reviewed on: 27th April 2025

Very nice customer service and a very swift delivery

Very nice customer service and a very swift delivery Reviewed on: 27th April 2025

Quick and easy to use service.

Quick and easy to use service. Great customer service. Keep you informed every step of the way. Highly recommended. Reviewed on: 27th April 2025

Very straightfored

Very straightforward and good value for money Reviewed on: 27th April 2025

Personal loan

Easy to use no hidden charges .. online app friendly user . You have an option to track down your credict score.interest rate is not too much compare to other lenders bank ..if you have extra money you can pay extra to finished your loan early.. Reviewed on: 27th April 2025

5 stars given

Great experience for a personal loan and quality app Reviewed on: 27th April 2025

I have been using Zopa for almost 3 years now if not...

I have been using Zopa for almost 3 years now if not more. I have got a credit card and personal loan of 5k which I used in purchasing my car. I would always recommend Zopa to anyone who needs help with finances. Reviewed on: 27th April 2025

Excellent service and rates, always someone availabl...

Excellent service and rates, always someone available to talk Reviewed on: 27th April 2025

Easy to follow instructions and quick service

Easy to follow instructions and quick service Reviewed on: 27th April 2025

I had a issue of fraud transection.

I had a issue of fraud transection.zopa customer service sort it out quickly Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.39 from 60 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Peer to peer lending (discontinued)
from QuidCycle (inactive company) 3.85 from 1 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub