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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Absolutely the best company by far!

Absolutely the best company by far! Great product, competitive rates, friendly staff and fantastic app! Reviewed on: 26th April 2025

Quick to sort, great communication with a helpful, s...

Quick to sort, great communication with a helpful, straightforward app Reviewed on: 26th April 2025

Zopa 5 Star

Great overall experience ,fast accurate and manageable loans available,the app also to track your credit score and updated avalible credit is really good ,also setting up payments with dates that suit you within the month ,and for extra payments ,I round highly recommend Zopa. Reviewed on: 26th April 2025

Excellent

I am satisfied with the experience I had with the Zopa app. Reviewed on: 26th April 2025

Best credit card evribady need to take

Best credit card evribady need to take Reviewed on: 26th April 2025

I returned a second time

I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Easy to apply and quick process.

Easy to apply and quick process. No hassle Reviewed on: 26th April 2025

I have used Zopa a couple of times.

I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Customer service was always excellent, team is very...

Customer service was always excellent, team is very helpful and you can tell this is a company that cares about its customers Reviewed on: 26th April 2025

Dealing with Zopa was very quick and easy applied th...

Dealing with Zopa was very quick and easy applied through the app , got a response very quickly and the foods were available very quickly . I would use Zopa again Reviewed on: 26th April 2025

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