Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,080 reviews, last reviewed 25th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026
S Jackson's avatar
S Jackson

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69080)

Quick and easy to deal with on the app makes it easy...

5
Quick and easy to deal with on the app makes it easy for me to keep track of what I’ve paid back Reviewed on: 26th April 2025

Organising the loan was easy and straightforward.

5
Organising the loan was easy and straightforward. And payments, etc. are seamless Reviewed on: 26th April 2025

Amazing Customer Care

5
Interest rates are not high and customer service is excellent and exceptional Reviewed on: 26th April 2025

Great services

5
Great customer services make you feel relevant. Always happy to help you Reviewed on: 26th April 2025

5 stars app

5
an easy loan with a very favorable interest rate I recommend Reviewed on: 26th April 2025

Great for building plus more.

5
Help build credit rating, started with a card, then a loan, offered everything now, still using for great rates, now having saving with them aswell. Thanks neil Reviewed on: 26th April 2025

Easy loan

5
Easy to arrange documentation clear and easy to understand Reviewed on: 26th April 2025

Great experience from start to finish

5
The whole experience has been simple and efficient and very much hassle free. Reviewed on: 25th April 2025

Really easy to get a quote online with personal rate...

5
Really easy to get a quote online with personal rates, paid loan into account within hours, really good experience Reviewed on: 25th April 2025

Zopa App gives you live updates of your accounts and...

5
Zopa App gives you live updates of your accounts and plenty of information when BOE change rates Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products