Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Positive experience...

Always got a quick response to queries and made paying back my loan early really easy. Reviewed on: 23rd April 2025

Great company not any hassles atall

Great company not any hassles atall Reviewed on: 23rd April 2025

Loan was pretty much instant and easy

Loan was pretty much instant and easy Reviewed on: 23rd April 2025

Excellent customer service

I had previously had a loan with and when looking for a new loan they were the first company I thought of. Excellent customer services and easy to deal with. Reviewed on: 23rd April 2025

Good customer services.

Good customer services. The customer service representative talks professionally. Reviewed on: 23rd April 2025

It was easy to get the application done

It was easy to get the application done Reviewed on: 23rd April 2025

Fast efficient way to apply.

Fast efficient way to apply. Quick decision and the amount of other products to help balance finances was fantastic Reviewed on: 23rd April 2025

Excellent service from Zopa

I have had an excellent service with Zopa and would highly recommend them. Reviewed on: 23rd April 2025

Rates get better as Credit score improves Easy to us...

Rates get better as Credit score improves Easy to use app Reviewed on: 23rd April 2025

I feel zopa bank is good excellent thanks

I feel zopa bank is good excellent thanks Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Loans
from Future Finance 3.83 from 2 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews
Short-term loan
from The Money Shop 3.78 from 12 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub