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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great company not any hassles atall

Great company not any hassles atall Reviewed on: 23rd April 2025

Loan was pretty much instant and easy

Loan was pretty much instant and easy Reviewed on: 23rd April 2025

Excellent customer service

I had previously had a loan with and when looking for a new loan they were the first company I thought of. Excellent customer services and easy to deal with. Reviewed on: 23rd April 2025

Good customer services.

Good customer services. The customer service representative talks professionally. Reviewed on: 23rd April 2025

It was easy to get the application done

It was easy to get the application done Reviewed on: 23rd April 2025

Fast efficient way to apply.

Fast efficient way to apply. Quick decision and the amount of other products to help balance finances was fantastic Reviewed on: 23rd April 2025

Excellent service from Zopa

I have had an excellent service with Zopa and would highly recommend them. Reviewed on: 23rd April 2025

Rates get better as Credit score improves Easy to us...

Rates get better as Credit score improves Easy to use app Reviewed on: 23rd April 2025

I feel zopa bank is good excellent thanks

I feel zopa bank is good excellent thanks Reviewed on: 23rd April 2025

App easy to use and excellent communication

App easy to use and excellent communication Reviewed on: 23rd April 2025

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