Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Good company

5
Have used Zopa the go to when a loan is required Reviewed on: 23rd April 2025

Never had a single problem using Zopa

5
Never had a single problem using Zopa Reviewed on: 23rd April 2025

Very good customer service always willing to help in...

4
Very good customer service always willing to help in what ever way they can, I wasn't convinced that I would be help but was assured that I was was as special as anyone else and that made me felt valued. Reviewed on: 23rd April 2025

Super fast, clear, great rate origination and easy t...

5
Super fast, clear, great rate origination and easy to use app. Reviewed on: 23rd April 2025

All good and as expectant from a 5x com9any

5
All good and as expectant from a 5x com9any Reviewed on: 23rd April 2025

Simplest, quickest low cost lender.

5
Simplest, quickest low cost lender. Reviewed on: 23rd April 2025

Great company and competitive rates

5
Great company and competitive rates Reviewed on: 23rd April 2025

Fast, easy and very straightforward application proc...

5
Fast, easy and very straightforward application process. Very easy app and informative app to enable me to keep on top of my account with them. Reviewed on: 23rd April 2025

Simply perfect.

5
Simply perfect. Excellent communication and customer service. Helpful and polite staff and an app to help you too. Reviewed on: 23rd April 2025

Great company.

5
Great company to deal with and excellent products. No issues at any time. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products