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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Super fast, clear, great rate origination and easy t...

Super fast, clear, great rate origination and easy to use app. Reviewed on: 23rd April 2025

All good and as expectant from a 5x com9any

All good and as expectant from a 5x com9any Reviewed on: 23rd April 2025

Simplest, quickest low cost lender.

Simplest, quickest low cost lender. Reviewed on: 23rd April 2025

Great company and competitive rates

Great company and competitive rates Reviewed on: 23rd April 2025

Fast, easy and very straightforward application proc...

Fast, easy and very straightforward application process. Very easy app and informative app to enable me to keep on top of my account with them. Reviewed on: 23rd April 2025

Simply perfect.

Simply perfect. Excellent communication and customer service. Helpful and polite staff and an app to help you too. Reviewed on: 23rd April 2025

Great company.

Great company to deal with and excellent products. No issues at any time. Reviewed on: 23rd April 2025

Great experience and hassle free.

Great experience and hassle free. Great rates for personal loans Reviewed on: 23rd April 2025

I got aPersonal loan with Zopa the staff was so frie...

I got aPersonal loan with Zopa the staff was so friendly and nice so easy to talk to they explained everything so calmly didn’t have any issues with anything Reviewed on: 23rd April 2025

Positive experience...

Always got a quick response to queries and made paying back my loan early really easy. Reviewed on: 23rd April 2025

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