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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

App easy to use and excellent communication

App easy to use and excellent communication Reviewed on: 23rd April 2025

Excellent service.

Excellent service. Very easy process application for personal loan.All completed in one day.Fast and efficient company. Reviewed on: 23rd April 2025

Applied for the loan and was sorted in minutes absol...

Applied for the loan and was sorted in minutes absolutely fantastic company Reviewed on: 23rd April 2025

They where so quick to help me when no one else woul...

They where so quick to help me when no one else would give me a loan they where there Reviewed on: 23rd April 2025

Application through to decision very easy and very g...

Application through to decision very easy and very good Reviewed on: 23rd April 2025

Because of Credit Score, Zopa was able to make a qui...

Because of Credit Score, Zopa was able to make a quick decision on loan request using RTI from Credit Score. Due to successful application the money was transferred quickly. Reviewed on: 23rd April 2025

Great company, everything is going well

Great company, everything is going well Reviewed on: 23rd April 2025

Excellent experience cudtomer service

Excellent experience cudtomer service Reviewed on: 23rd April 2025

Zopa is easy to use and communicate with info

Zopa is easy to use and communicate with info Reviewed on: 23rd April 2025

Easy to use website and app.

Easy to use website and app. Funds arrived in my account within a few minutes. Happy with the interest and repayment. Highly recommended Reviewed on: 23rd April 2025

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