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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Zopa have always given me good rates and offered me...

Zopa have always given me good rates and offered me lending when others have not. Will always go back to them. Reviewed on: 23rd April 2025

Great company

Easy application, great app . help always on hand . would highly recommend this company. Reviewed on: 23rd April 2025

100% would recommend

Very easy application and quick response, nothing hidden and great customer service. Reviewed on: 23rd April 2025

This is my second time using zopa.

This is my second time using zopa. Quick and easy again Reviewed on: 23rd April 2025

Loan application process very smooth and app is great.

Loan application process very smooth and app is great. Ability to overpay very helpful Reviewed on: 23rd April 2025

Was quick to get my money and was easy to...

Was quick to get my money and was easy to apply Reviewed on: 23rd April 2025

I have a great experience with zopa

I have a great experience with zopa Reviewed on: 23rd April 2025

Zopa has excellent communication.

Zopa has excellent communication. They have definitely thought about how to communicate and it really shows in their app and in their emails. Reviewed on: 23rd April 2025

Quick and easy application, easy to settle debt when...

Quick and easy application, easy to settle debt when needed Reviewed on: 23rd April 2025

Nice and easy

Nice and easy process with easy and straight forward repayment plan. Only took 5 minutes to apply and complete, and repayments where manageable at an amount suitable to me, which enabled me to pay my loan back within a year. Reviewed on: 23rd April 2025

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