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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent company

Zopa were very efficient and easy to navigate. Everything was done and sorted within half an hour. Reviewed on: 23rd April 2025

Definitely worth checking

Applied for a loan it was a very straight forward process a speed response, whilst it wasn't the cheapest rate, I was impressed with the hassle free process. Reviewed on: 23rd April 2025

Love the ease of using zopa

Easy to use great products from loans to savings and their new bank account Reviewed on: 23rd April 2025

Zopa have always given me good rates and offered me...

Zopa have always given me good rates and offered me lending when others have not. Will always go back to them. Reviewed on: 23rd April 2025

Great company

Easy application, great app . help always on hand . would highly recommend this company. Reviewed on: 23rd April 2025

100% would recommend

Very easy application and quick response, nothing hidden and great customer service. Reviewed on: 23rd April 2025

This is my second time using zopa.

This is my second time using zopa. Quick and easy again Reviewed on: 23rd April 2025

Loan application process very smooth and app is great.

Loan application process very smooth and app is great. Ability to overpay very helpful Reviewed on: 23rd April 2025

Was quick to get my money and was easy to...

Was quick to get my money and was easy to apply Reviewed on: 23rd April 2025

I have a great experience with zopa

I have a great experience with zopa Reviewed on: 23rd April 2025

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