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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy quick process, and with the app you can take fu...

Easy quick process, and with the app you can take full control add more money anytime to reduce loan quicker, and watch it come down monthly rather than cry at the amount of interest put on each month with other not so good loan company.100% recommend Reviewed on: 22nd April 2025

Easy application.

Easy application. Great products Reviewed on: 22nd April 2025

Friendly customer serviceand rates fantas...

Friendly customer service good load and rates fantastic little app on the app store just overall A good experience Malone company but in particular customer Reviewed on: 22nd April 2025

Am very happy with zopa account and zopa credit card...

Am very happy with zopa account and zopa credit card this is same like my family accounts Reviewed on: 22nd April 2025

Zopa are amazing, I have taken a couple of loans wit...

Zopa are amazing, I have taken a couple of loans with them and they have been great, regular updates and contact. The app is super easy and offers hints on how I could get the most out of any savings I have. I would happily recommend Zopa to friends and family. The big banks could and should take a long hard look and see how things can be done instead of worrying about shareholders and dividends be like Zopa and care about customers Reviewed on: 22nd April 2025

Great service and products.

Great service and products. App works really well. Reviewed on: 22nd April 2025

My experience was very good and productive excellent

My experience was very good and productive excellent Reviewed on: 22nd April 2025

Decent rate when I needed it and good app.

Decent rate when I needed it and good app. Easy to use, and easy to pay off early as I'm doing now. Reviewed on: 22nd April 2025

Easy to use

It's always been straightforward and easy to interact on the app, payments and transaction are clear, applying was easy Reviewed on: 22nd April 2025

Quick and easy to apply and cash in the bank within...

Quick and easy to apply and cash in the bank within an hour Reviewed on: 22nd April 2025

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