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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Excellent rates.

Excellent rates. Very helpful and easy to apply Reviewed on: 22nd April 2025

Zoa is very easy to use and upstand when using...

Zoa is very easy to use and upstand when using the app Reviewed on: 22nd April 2025

Easy loans

Easy to apply.easy to contact easy to chameleon payment all aspects quick and easy Reviewed on: 22nd April 2025

very satisfied with the services

very satisfied with the services Reviewed on: 22nd April 2025

Excellent easy experience.

Excellent easy experience. Fair decision making. Reviewed on: 22nd April 2025

Very good experience and good service

Very good experience and good service Reviewed on: 22nd April 2025

very easy to use with early repayment options very e...

very easy to use with early repayment options very easy to understand. Reviewed on: 22nd April 2025

Fantastic competitive rates and great customer service

Fantastic competitive rates and great customer service Reviewed on: 22nd April 2025

Efficient and extremely prompt service

Efficient and extremely prompt service Reviewed on: 22nd April 2025

Easy loan application.

The application for the loan was easy and clear instructions given. Interest rates was very good. Reviewed on: 22nd April 2025

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