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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fabulous Lender

Easy application online form and quick processing. Money in your account super fast once accepted. Easy app and good at being able to make extra payments or pay loan off early. Reviewed on: 22nd April 2025

Easy to apply, helpful staff, would recommend

Easy to apply and money was in my account within 10 mins. Anytime I’ve had to contact customer services they’ve been so helpful and resolved my query quickly. Reviewed on: 22nd April 2025

Very efficient service and prompt response or approv...

Very efficient service and prompt response or approval for the loan Reviewed on: 22nd April 2025

Excellent rates.

Excellent rates. Very helpful and easy to apply Reviewed on: 22nd April 2025

Zoa is very easy to use and upstand when using...

Zoa is very easy to use and upstand when using the app Reviewed on: 22nd April 2025

Easy loans

Easy to apply.easy to contact easy to chameleon payment all aspects quick and easy Reviewed on: 22nd April 2025

very satisfied with the services

very satisfied with the services Reviewed on: 22nd April 2025

Excellent easy experience.

Excellent easy experience. Fair decision making. Reviewed on: 22nd April 2025

Very good experience and good service

Very good experience and good service Reviewed on: 22nd April 2025

very easy to use with early repayment options very e...

very easy to use with early repayment options very easy to understand. Reviewed on: 22nd April 2025

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