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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Application online was easy and funds were through w...

Application online was easy and funds were through within the hour, amazing service Reviewed on: 17th April 2025

Good access to loan application and a better custome...

Good access to loan application and a better customer service Reviewed on: 17th April 2025

I have a credit card with Zopa and a personal loan b...

I have a credit card with Zopa and a personal loan both of which were easy to set up and offer a good apr Reviewed on: 17th April 2025

Very good can recommend to my family and friends

Very good can recommend to my family and friends Reviewed on: 17th April 2025

Quite efficient service.

Quite efficient service. No hassle when applying. Would definitely recommend Reviewed on: 17th April 2025

Response time was very good.

Response time was very good. Dealt with loan request quickly and efficiently Reviewed on: 17th April 2025

Best company by far excellent communication

Best company by far excellent communication Reviewed on: 17th April 2025

very fast loan, next day you have the money in tour...

very fast loan, next day you have the money in tour bank account Reviewed on: 17th April 2025

Very efficient and straightforward.

Very efficient and straightforward. No hanging around waiting for confirmation Reviewed on: 17th April 2025

Fun coupons

Easy to deal with excellent app can log on anytime to see what I owe and when very easily, would definitely use Zopa for all my money lending needs Reviewed on: 17th April 2025

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