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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fairly easy to deal with , reasonably quick response...

Fairly easy to deal with , reasonably quick response and rate offered was around the average available . Don't find the App particularly user friendly . Reviewed on: 17th April 2025

My Experience

Everything is clear and dealt with efficiently and promptly Reviewed on: 17th April 2025

Easy to apply

Easy to understand and apply. Nice and clear instructions on the website.. Quick approval, not long ways for a decision. Reviewed on: 17th April 2025

Applied a personal loan, very strait forward and qui...

Applied a personal loan, very strait forward and quick decision Reviewed on: 17th April 2025

My experience has been good I would like the intere...

My experience has been good I would like the interest to be lower. Reviewed on: 17th April 2025

Very easy to deal with and the App is excellent...

Very easy to deal with and the App is excellent Reviewed on: 17th April 2025

So straightforward and easy to use.

So straightforward and easy to use. Great app with everything you need at your fingertips. Wouldn’t hesitate to recommend Zopa to friends and family. Rates and repayments clearly displayed so you know exactly what you’ll be paying. Reviewed on: 17th April 2025

Efficient and professional customer service

Efficient and professional customer service Reviewed on: 17th April 2025

Zopa are very helpful when I needed advice and help

Zopa are very helpful when I needed advice and help Reviewed on: 17th April 2025

Affordable, excellent application process and brilli...

Affordable, excellent application process and brilliant app. Reviewed on: 17th April 2025

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