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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Applied a personal loan, very strait forward and qui...

Applied a personal loan, very strait forward and quick decision Reviewed on: 17th April 2025

My experience has been good I would like the intere...

My experience has been good I would like the interest to be lower. Reviewed on: 17th April 2025

Very easy to deal with and the App is excellent...

Very easy to deal with and the App is excellent Reviewed on: 17th April 2025

So straightforward and easy to use.

So straightforward and easy to use. Great app with everything you need at your fingertips. Wouldn’t hesitate to recommend Zopa to friends and family. Rates and repayments clearly displayed so you know exactly what you’ll be paying. Reviewed on: 17th April 2025

Efficient and professional customer service

Efficient and professional customer service Reviewed on: 17th April 2025

Zopa are very helpful when I needed advice and help

Zopa are very helpful when I needed advice and help Reviewed on: 17th April 2025

Affordable, excellent application process and brilli...

Affordable, excellent application process and brilliant app. Reviewed on: 17th April 2025

So easy to apply

So easy to apply and a quick decision, 1 happy customer Reviewed on: 17th April 2025

Very good all round, customer service excellent

Very good all round, customer service excellent Reviewed on: 17th April 2025

Friendly and pleasant to deal with.

Friendly and pleasant to deal with. Great service and competitive rates. I would highly recommend and would definitely use this service in the future should the need arise.Easy to use the online service. Many thanks! Reviewed on: 17th April 2025

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