Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Loan and card

I originally took a loan through Zopa, the rates were acceptable and the app so easy to navigate. Once my loan had been paid off, I applied for a credit card which I now use as my primary, again as its so much easier to control through the app Reviewed on: 17th April 2025

10/10. Excellent all round

I have found Zopa to be very competitively rated. Easy to use the app to apply for a loan. You can keep a check on your repayments and easy to make changes to direct debit dates. They also have tools to search for broadband and energy providers. As well as showing you options for loans, credit cards and car finance. All in all 10/10. Reviewed on: 17th April 2025

Very easy and uncomplicated great customer service a...

Very easy and uncomplicated great customer service and ver cooperative and flexible Reviewed on: 17th April 2025

the process was quick and easy to complete

the process was quick and easy to complete Reviewed on: 17th April 2025

I have 3 loans with Zopa.

I have 3 loans with Zopa. The app is easy to use and clear. Reminders and helpful tips are sent regularly. Reviewed on: 17th April 2025

Very quick response

Very quick response when you applie for a loan and very resanable pay back rates Reviewed on: 17th April 2025

Hassle free from start to finish, no issues whatsoev...

Hassle free from start to finish, no issues whatsoever so ever. Money available almost instantly and everything explained when setting everything up. Reviewed on: 17th April 2025

I got my loan 2 1/2 years ago.

I got my loan 2 1/2 years ago. Loan almost finished, never missed a payment so hopefully I can maybe renew for smaller loan when the time is up. Reviewed on: 17th April 2025

Excellent

The whole process of applying for a loan is fast, simple and the repayments are well explained. The app is well made and easy to navigate and overpayments are a doddle. Reviewed on: 17th April 2025

Straightforward

Very easy process from the moment I have applied for the loan. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Peer Lending (discontinued)
from Octopus Choice (inactive company) 4.09 from 4 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub