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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Very fast service just perfect

Very fast service just perfect. Highly recommend Reviewed on: 17th April 2025

Really helpful

Really good company easy to apply and money in the bank within days Reviewed on: 17th April 2025

Very easy application and quick decision.

Very easy application and quick decision. Reviewed on: 17th April 2025

Quick and easy to arrange a loan, fast decision and...

Quick and easy to arrange a loan, fast decision and payment to account Reviewed on: 17th April 2025

Appreciate

When I first got a loan from zopa, it was good and I went to others for loanbut I was denied and zopa offer me the loan which I was so excited for Reviewed on: 17th April 2025

Quick and easy.

Quick and easy. Money came through straight away. The app tells you what you can borrow and calculate how much to pay back. This makes life simple. Reviewed on: 17th April 2025

Easy application.

Easy application. App is easy to use and provides easy access to account. Reviewed on: 17th April 2025

Fairly easy to deal with , reasonably quick response...

Fairly easy to deal with , reasonably quick response and rate offered was around the average available . Don't find the App particularly user friendly . Reviewed on: 17th April 2025

My Experience

Everything is clear and dealt with efficiently and promptly Reviewed on: 17th April 2025

Easy to apply

Easy to understand and apply. Nice and clear instructions on the website.. Quick approval, not long ways for a decision. Reviewed on: 17th April 2025

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