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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Straightforward, no nonsense.

Straightforward, no nonsense. Good customer care and quick and easy to manage the account. Reviewed on: 17th April 2025

Good customer service and everything is handled quic...

Good customer service and everything is handled quickly and efficiently Reviewed on: 17th April 2025

Best loan online!

East to work app, and best loan online to deal with and that iv experienced. Reviewed on: 17th April 2025

Zopa have always been fair.

Zopa have always been fair and competitive rates have helped me. Reviewed on: 17th April 2025

Excellent customer satisfaction

Easy application process with instant decision. Competitive interest rates. Availability to people with a low credit score which is tailored to them ensuring it’s within there affordability without having over the top interest rates making repayments fair which will improve credit rating. Reviewed on: 17th April 2025

Great, after being approved the funds was sent direc...

Great, after being approved the funds was sent directly to my account fast and efficiently. Thank you. Reviewed on: 17th April 2025

Excellent service

This is my 3rd loan with Zopa and they have been excellent each time. Reviewed on: 17th April 2025

Zopa is Apoz itivly easy choice for good service

Zopa is Apoz itivly easy choice for good service Reviewed on: 17th April 2025

Efficient service and good customer service

Efficient service and good customer service Reviewed on: 17th April 2025

Excellent rates and application process.

Excellent rates and application process. App is great for managing account. Reviewed on: 17th April 2025

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