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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Best loan online!

5
East to work app, and best loan online to deal with and that iv experienced. Reviewed on: 17th April 2025
Benjamin p's avatar
Benjamin p

Zopa have always been fair.

5
Zopa have always been fair and competitive rates have helped me. Reviewed on: 17th April 2025
Steven s's avatar
Steven s

Excellent customer satisfaction

5
Easy application process with instant decision. Competitive interest rates. Availability to people with a low credit score which is tailored to them ensuring it’s within there affordability without having over the top interest rates making repayments fair which will improve credit rating. Reviewed on: 17th April 2025
V's avatar
V

Great, after being approved the funds was sent direc...

5
Great, after being approved the funds was sent directly to my account fast and efficiently. Thank you. Reviewed on: 17th April 2025
Byron Lee's avatar
Byron Lee

Excellent service

5
This is my 3rd loan with Zopa and they have been excellent each time. Reviewed on: 17th April 2025
Amanda wray's avatar
Amanda wray

Zopa is Apoz itivly easy choice for good service

5
Zopa is Apoz itivly easy choice for good service Reviewed on: 17th April 2025
Graham L's avatar
Graham L

Efficient service and good customer service

5
Efficient service and good customer service Reviewed on: 17th April 2025
Nicola L's avatar
Nicola L

Excellent rates and application process.

5
Excellent rates and application process. App is great for managing account. Reviewed on: 17th April 2025
Michael C's avatar
Michael C

Excellent service

5
Rapid, responsive and consistently good communication Reviewed on: 17th April 2025
Colin Doig's avatar
Colin Doig

Easy yo apply with easy to follow instructions

5
Easy yo apply with easy to follow instructions Reviewed on: 17th April 2025
Paul howells's avatar
Paul howells

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