Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

Brilliant best service ever from start to finish

Brilliant best service ever from start to finish Reviewed on: 17th April 2025

I applied for a loan from Zopa the information I rec...

I applied for a loan from Zopa the information I recieved concerning the loanxnd interest paid was qui k and concise. Which made the whole experience easy and quick. Reviewed on: 17th April 2025

Quick ,easy, bonus.

Once applied and accepted money is available straight away , app very easy to use , discount for paying off early. Reviewed on: 17th April 2025

Never had a problem with Zopa always been there for...

Never had a problem with Zopa always been there for me Reviewed on: 17th April 2025

Very customer friendly.

My loan was easy to apply for and the app is very user friendly to keep track of everything. Any customer service I have used has been friendly and incredibly helpful. Reviewed on: 17th April 2025

I had an amazing experience with Zopa!

I had an amazing experience with Zopa! I needed some financial help, and within just a minute, my request was approved. The money was in my account so quickly! It was refreshing to find a lender that doesn’t have all the extra steps like others do. Highly recommend! Reviewed on: 17th April 2025

Great Company.

Great Company. They keep developing by adding more services to their offer. App easy to use. I'm very happy with my Zopa Reviewed on: 17th April 2025

Easy application fast and efficient

Easy application fast and efficient Reviewed on: 17th April 2025

Flexible and simple

Zopa is easy and quick to use for borrowing and paying additional amounts. Simple touch of a button control on finances. No waiting for letters in the post. Responsive and intuitive provider Reviewed on: 17th April 2025

Had a great quote will take it out in September if s...

Had a great quote will take it out in September if still available Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Manchester Credit Union 4.94 from 2941 reviews
Loans
from Commsave Credit Union 5.00 from 2 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub