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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

When I applied for a loan, it was resolved quickly.

When I applied for a loan, it was resolved quickly. Reviewed on: 17th April 2025

Easy to apply, great rates, no hassle and fantastic...

Easy to apply, great rates, no hassle and fantastic app. Have used for years now and always a great experience. Reviewed on: 17th April 2025

Easy and effective when applying for loan .

Easy and effective when applying for loan . Good communication and very friendly staff overall excellent service Thank you Reviewed on: 17th April 2025

Very friendly and so easy to borrow unlike bank in h...

Very friendly and so easy to borrow unlike bank in high street. More power. Reviewed on: 17th April 2025

Very helpful and easy to apply gose the extra mile f...

Very helpful and easy to apply gose the extra mile for customers Reviewed on: 17th April 2025

So quick and easy - instant response

So quick and easy - instant response Reviewed on: 17th April 2025

Great tool to increase your credit rate.

Great tool to increase your credit rate. Reviewed on: 17th April 2025

Great communications and fast responses.

Great communications and fast responses. Reviewed on: 17th April 2025

Very quick and efficient, very good service

Very quick and efficient, good service and very helpful Reviewed on: 17th April 2025

Zopa is a 10/10!!

I have a credit card which has been very useful for those unexpected bills & the interest has always been fair & reasonable. I also have a loan with Zopa, on application it was easy & straightforward. Zopa has always keep me informed on bill payments. The app for both my credit card & loan is very easy to use & I would definitely recommend to family & friends. Reviewed on: 17th April 2025

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